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Legal & disclosures
Last updated · August 17, 2026
This website provides general educational information. Individual recommendations require a personal needs review and the disclosures that apply to the specific insurance product being considered.
General information only
Website content is provided for general educational purposes. It is not a recommendation, offer, solicitation or substitute for individualized insurance, legal, accounting or tax advice. Information may not be complete, current or appropriate for your circumstances.
Individual recommendations
Any recommendation must follow the required fact-finding, needs analysis and suitability processes that apply to the product and service involved. You should receive and review the applicable policy contract, illustration, information folder, fund facts, disclosure documents, fees, risks and conflicts before making a decision.
Insurance
Insurance availability and premiums depend on eligibility, age, health, lifestyle, occupation, underwriting and insurer requirements. Coverage is governed solely by the issued policy, including its definitions, conditions, exclusions, limitations and waiting periods. Examples on this website are illustrative and are not a guarantee of coverage, price or benefits.
Insurance-based savings
Segregated funds and annuities are insurance contracts. Values may rise or fall, and past performance does not guarantee future results. Returns, distributions and principal are not guaranteed unless the applicable contract expressly states otherwise. Product availability and tax treatment depend on individual circumstances. These products are discussed only when they are suitable and within the channels Nkechi is authorized to use.
Compensation and conflicts
Insurance products, including insurance-based savings contracts, may involve commissions, fees, referral arrangements or other compensation. Material conflicts and the nature of compensation must be disclosed and addressed as required before or when a recommendation is made.
Verify an Alberta insurance licence
Consumers can verify an Alberta insurance agent through the Alberta Insurance Council. Licence class matters because it determines what an individual is permitted to offer.
External links and website use
External links are provided for convenience. We do not control external content, availability or privacy practices. No warranty is made that website content is error-free or uninterrupted. To the extent permitted by law, use of the website is at the visitor's own risk.